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Payment Services Directive 2 and SEPA Countries

Payment Services Directive 2 and SEPA Countries

Payment Services Directive 2 countries 

Austria Germany Malta
 Belgium Greece Netherlands 4
 Bulgaria Hungary Norway
 Cyprus Iceland Poland
 Croatia Ireland Portugal 5
 Czech Republic Italy Romania
 Denmark 1 Latvia Slovakia
 Estonia Liechtenstein Slovenia
 Finland 2 Lithuania Spain 6
 France 3 Luxembourg Sweden

Notes for Payment Services Directive 2 countries table above:

  1. Excluding the Faroe Islands and Greenland.
  2. Including the Aland Islands.
  3. Including Martinique, Guadeloupe, French Guiana, and Réunion, Saint Martin and Saint Barthélemy but excluding St Pierre et Miquelon, Mayotte, New Caledonia and Dependencies, French Polynesia, French Southern and Antarctic Territories, and the Wallis and Futuna Islands.
  4. Excluding Aruba and the Netherlands Antilles.
  5. Including Azores and Madeira.
  6. Including the Canary Islands, Ceuta and Melilla.

SEPA countries 

 Andorra Greece Norway
 Austria Hungary Poland
 Belgium Iceland Portugal 5
 Bulgaria Ireland Romania
 Cyprus Italy San Marino
 Croatia Latvia Slovakia
 Czech Republic Liechtenstein Slovenia
 Denmark 1 Lithuania Spain 6
 Estonia Luxembourg Sweden
 Finland 2 Malta Switzerland
 France 3 Monaco United Kingdom 7
 Germany Netherlands 4 Vatican City

Notes for SEPA Countries table above:

  1. Excluding the Faroe Islands and Greenland.
  2. Including the Aland Islands.
  3. Including Martinique, Guadeloupe, French Guiana, Réunion, St Pierre et Miquelon, Mayotte, Saint Martin and Saint Barthélemy but excluding New Caledonia and Dependencies, French Polynesia, French Southern and Antarctic Territories, and the Wallis and Futuna Islands.
  4. Excluding Aruba and the Netherlands Antilles.
  5. Including Azores and Madeira.
  6. Including the Canary Islands, Ceuta and Melilla.
  7. Including Gibraltar, the Isle of Man, Guernsey, Jersey, but excluding Anguilla, Cayman Islands, Falkland Islands, South Georgia and the South Sandwich Islands, Montserrat, Pitcairn, Saint Helena and Dependencies, British Antarctic Territory, British Indian Ocean Territory, Turks and Caicos Islands, and the British Virgin Islands.

Please note: Kosovo and Montenegro use the Euro as their domestic currency but do not belong to SEPA or fall under the Payment Service Directive.

The information on this page is correct at the date of publication. It is intended as a general guide only.

Last updated: 26th October 2021

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