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PAYMENT TIMELINES IN UK TIME

Our payment schedules tell you everything you need to know to make your payment on time.

Please note that the times given below do not take FX timelines into consideration. 

A note on timezones
Our platform and APIs display FX and Payment cutoff times in Coordinated Universal Time (UTC) which is aligned to Greenwich Mean Time (GMT). In our FX and Payment guides, cutoff times are displayed as ‘UK time’, making it easier to navigate the changing seasonal timezones and giving you an accurate, local time reflection on any given day. When the UK is in its winter season, the platform and the guides will display the same time as both will be tracking to GMT. When the UK is in its summer season and moves to BST (GMT+1), the times displayed on the platform and the guides will differ by one hour due to the platform continuing to reflect UTC/GMT. The times listed in the guides are an accurate reflection of the UK cutoff times, regardless of seasonal changes.

Currency (ISO)SWIFT (Priority)Local (Regular) SWIFT cutoff timeLocal cutoff timeGuides
 Australian Dollar (AUD)1 day1 day2:00 pm1:30 pmPayment guide (AUD)
Currency pairs (AUD)
 Bahrain Dinar (BHD)1 day 2:00 pm Payment guide (BHD)
Currency pairs (BHD)
 Bulgarian Lev (BGN)0 days 8:30 am Payment guide (BGN)
Currency pairs (BGN)
 Canadian Dollar (CAD)0 days0 days4:45 pm4:00 pmPayment guide (CAD)
Currency pairs (CAD)
Chinese Yuan (CNY)1 day 9:00 am Payment guide (CNY)
Currency pairs (CNY)
 Croatian Kuna (HRK)0 days0 days8:30 am8:30 amPayment guide (HRK)
Currency pairs (HRK)
 Czech Koruna (CZK)0 days0 days9:00 am9:00 amPayment guide (CZK)
Currency pairs (CZK)
 Danish Krone (DKK)0 days0 days10:30 am10:30 amPayment guide (DKK)
Currency pairs (DKK)
 Euro (EUR)0 days0 days2:30 pm2.00 pmPayment guide (EUR)
Currency pairs (EUR)
 Hong Kong Dollar (HKD)1 day1 day2:00 pm2:00 pmPayment guide (HKD)
Currency pairs (HKD)
 Hungarian Forint (HUF)0 days0 days9:00 am9:00 amPayment guide (HUF)
Currency pairs (HUF)
Indian Rupee (INR)  0 days 4:30 pmPayment guide (INR)
Currency pairs (INR)
Indonesian Rupiah (IDR)  0 days 4:30 pmPayment guide (IDR)
Currency pairs (IDR)
 Israeli Shekel (ILS)1 day 2:00 pm Payment guide (ILS)
Currency pairs (ILS)
 Japanese Yen (JPY)1 day 2:00 pm Payment guide (JPY)
Currency pairs (JPY)
 Kenyan Shilling (KES)1 day 2:00 pm Payment guide (KES)
Currency pairs (KES)
 Kuwait Dinar (KWD)1 day 2:00 pm Payment guide (KWD)
Currency pairs (KWD)
Malaysian Ringgit (MYR)  0 days 4:30 pmPayment guide (MYR)
Currency pairs (MYR)
 Mexican Peso (MXN)0 days1 day9:00 am8:30 amPayment guide (MXN) 
Currency pairs (MXN)
 New Zealand Dollar (NZD)1 day 2:00 pm Payment guide (NZD)
Currency pairs (NZD)
 Norwegian Krone (NOK)0 days0 days10:30 am10:30 amPayment guide (NOK)
Currency pairs (NOK)
 Omani Rial (OMR)1 day 2:00 pm Payment guide (OMR)
Currency pairs (OMR)
Philippine Peso (PHP)  0 day 4:30 pmPayment guide (PHP)
Currency pairs (PHP)
 Polish Zloty (PLN)0 days0 days9:30 am9:30 amPayment guide (PLN)
Currency pairs (PLN)
 Qatar Rial (QAR)1 day 2:00 pm Payment guide (QAR)
Currency pairs (QAR)
 Romanian Leu (RON)0 days0 days9:00 am9:00 amPayment guide (RON)
Currency pairs (RON)
 Saudi Riyal (SAR)1 day 2:00 pm Payment guide (SAR)
Currency pairs (SAR)
 Singapore Dollar (SGD)1 day1 day2:00 pm2:00 pmPayment guide (SGD)
Currency pairs (SGD)
 South African Rand (ZAR)0 days 10:30 am Payment guide (ZAR)
Currency pairs (ZAR)
 Swedish Krona (SEK)0 days0 days10:30 am10:30 amPayment guide (SEK)
Currency pairs (SEK)
 Swiss franc (CHF)0 days 10:30 am Payment guide (CHF)
Currency pairs (CHF)
 Thai Baht (THB)1 day 9:00 am Payment guide (THB)
Currency pairs (THB)
 Turkish Lira (TRY)0 days 9:30 am Payment guide (TRY)
Currency pairs (TRY)
 Ugandan Shilling (UGX)1 day 9:00 am Payment guide (UGX)
Currency pairs (UGX)
   UK Sterling (GBP)0 days0 days4.15 pm-5.00 pm24-hour weekday availabilityPayment guide (GBP)
Currency pairs (GBP)
 United Arab Emirates Dirham (AED)1 day 2:00 pm Payment guide (AED)
Currency pairs (AED)
 US Dollar (USD)0 days0 days4:30 pm8:45 pmPayment guide (USD)
Currency pairs (USD)

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